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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from The Dan Baldini Team, a proven Zionsville, Carmel, Fishers and Indianapolis, Indiana NUMBER1EXPERT™ Top Selling real estate agent. Find Zionsville, Carmel, Fishers and Indianapolis Homes - Find Zionsville, Carmel, Fishers and Indianapolis, Indiana real estate listings & homes for sale provided by The Dan Baldini Team, your local expert real estate agent. For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from The Dan Baldini Team, a proven Zionsville, Carmel, Fishers and Indianapolis, Indiana NUMBER1EXPERT™ Top Selling real estate agent. For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from The Dan Baldini Team, a proven Zionsville, Carmel, Fishers and Indianapolis, Indiana NUMBER1EXPERT™ Top Selling real estate agent. Zionsville, Carmel, Fishers and Indianapolis Information - Find local information on Zionsville, Carmel, Fishers and Indianapolis, Indiana including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by The Dan Baldini Team, a proven NUMBER1EXPERT™ Top Selling real estate agent. Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from The Dan Baldini Team, a proven Zionsville, Carmel, Fishers and Indianapolis, Indiana NUMBER1EXPERT™ Top Selling real estate agent. About The Dan Baldini Team - Information about The Dan Baldini Team including testimonials, guarantees, credentials, and contact information. Learn why The Dan Baldini Team is a proven Zionsville, Carmel, Fishers and Indianapolis, Indiana NUMBER1EXPERT™ Top Selling real estate agent. 
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Making An Offer >Keeping Your Earnest Money Safe
When you make an offer on a house, it is accompanied by an earnest money check. Earnest money is intended to demonstrate that you are "in earnest" about purchasing the property. The earnest money check is made out to the listing company. What happens to this check?
The party holding the check acts as an escrow agent until you go into closing. At that time you will receive credit for the amount of your check against the down payment and closing costs. Real estate brokers are required by law to keep escrow funds in a special account. These funds cannot be used to pay any other expenses associated with the sale. If you don't complete the transaction, the purchase contract determines the disposition of your earnest money funds. Be sure to review this part of your contract with the real estate agent.
If you are in default on your agreement, the funds may go to the sellers, so be sure that you understand the deadlines in order to avoid breach of contract and forfeiture of your deposit. If you have any questions, be sure to ask your real estate agent for advice.
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| Q |
What information does nearly every state in America require the seller of a home to reveal to the buyer?
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| A |
Most states require disclosure of any existing problems or conditions that could affect the value of the house. |
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